Elderly poor: 10 damning statistics?

Elderly workers: Many working out of need

I refer to Ng Kok Hoe’s article “Elderly workers: Many working out of need, not out of choice” (Straits Times, May 18).

More than half work to meet living expenses?

It states that “When the National Survey of Senior Citizens asked elderly people in 2011 why they continued to work, more than half said that it was to meet their current living expenses.

Another 20 per cent cited concerns about long-term income security. Just 12 per cent chose to work in order to stay active, while 7 per cent were looking to occupy their time. Quite clearly, many did not consider retirement an option.”

Comment: someone said that one elderly person collected cardboard for the exercise? 

25% earn $500 or less?

“the elderly population still has fairly low incomes. The 2011 survey found that one in four elderly persons had a monthly income of $500 or less, taking into account not just income from work but all possible sources such as the CPF, family and public assistance”

Comment: someone said that poverty has been eradicated in Singapore?

Can monetise HDB, but 25,000 in rental HDB?

“It is sometimes suggested that elderly people do not need active income sources because they own assets – especially housing – that can be converted into equity when necessary, or that they may turn to their family in times of need.

But elderly people who are poorest in terms of income are also least likely to own housing. Currently almost 25,000 elderly people live in public rental housing. These tenants have no housing asset set aside for a rainy day”

Comment: the consistent rhetoric that HDB is “asset enhancement”, but recently someone said that it may become worthless when the 99 year lease runs out!

Fewer working children?

“Demographic trends indicate that, in future, older people will have fewer working-age children to rely on for financial support. This is worrying as adult children have traditionally been the most important source of income in old age. Already, co-residence with adult children, which helps to defray elderly parents’ costs of living, is falling rapidly”

Comment: How many parents have sued their children under the Parents’ Maintenance Tribunal?

Silver Support Scheme – $100?

“Policy developments in the last few years show that policymakers are keenly aware of these issues. A new Silver Support Scheme was recently introduced to provide up to $100 a month to elderly persons with low lifetime CPF contributions”

Comment: $100 a month needs no comment!

Tinkering CPF?

“There has been periodic tinkering around the edges of the CPF”

Comment: The CPF Full Retirement Sum has been increased to $166,000 and the Basic Healthcare Sum to $52,000. How many Singaporeans are meeting these total amounts of $218,000 at age 55?

ComCare assistance?

“The reach of public assistance under the ComCare programme has widened considerably. Under the terms of short- to medium-term assistance, elderly applicants are required to continue looking for work – there is no question of choice here”

Comments: Not working – no ComCare short- to medium-term assistance!

13,500 of these older workers earned less than $500 per month

“Even when they are in the workforce, elderly workers cannot take economic security for granted as they tend to earn much less than younger workers.

Last year, the median monthly work income of persons aged 60 and above was $2,000, compared with $3,500 among the general population. About 13,500 of these older workers earned less than $500 per month”

Comment: So many elderly earn so little!

WIS and PWM?

“Measures such as the Workfare Income Supplement (WIS) Scheme and the Progressive Wage Model (PWM) provide critical starting points for addressing this problem”

Comment: the bulk of WIS goes to CPF not cash, and despite PWM – cleaners’ salary still only about $1,100! 

3 times as likely as the average worker to hold low-paying service jobs?

“Lower work incomes reflect the work conditions that elderly people experience. Figures from the Ministry of Manpower show that older workers are three times as likely as the average worker to hold low-paying service jobs such as cleaning, and twice as likely to work part-time and on term contracts.

Work for many older people is more insecure and less rewarding than for younger people”

Comment: Widespread age discrimination against older workers. To what extent has out liberal foreign labour policies contributed to this?

Leong Sze Hian

 

 

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20 Responses to “Elderly poor: 10 damning statistics?”

  • Amos: 1 PAP: 0:

    Good questions. Want answers/clarity on the issues? Only one way to get it. REGIME CHANGE. VTO.

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  • C'est la vie:

    *****
    Such articles are for the elderly, and yet, I don’t think they are at all interested, bar a very, very small minority. They seem disconnected with the reality of it all and if questioned, I believe that they hold no ill will with the Govt and probably blame it all on themselves, for not working or saving diligently enough, when they had the opportunity.

    Just like the SG70%, they are into PAP, hook, line and rice bowl. Isn’t it a sad and tragic way to depart this world …….. believing in something/one that truly does not exist !!!
    **
    *****

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  • Reality:

    Reality is many of the eldlerly are poor and living miserable life…
    Still need to work hard for so little at their age…
    Singapore Policy has failed them….nothing to be proud of…

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  • oxygen:

    ONE QUESTION – how many got their CPF money stolen after 55? Forget all those shortchanging of actual returns prior. Without this win-lose imposition of unjust enforced exchange (win for a few in governance and loss for the majority of peasants). how many of the elderly struggling today would NOT be so desperate now of a begging bowl and depending on political thuggery for their stolen lunch and indirectly blackmailed to voting for this political thuggery to keep their begging bowl?

    It is modern day slavery. Or is it not?

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  • Gahment Really Cannot Help?:

    Worried for those eldery vendors at Sungei Road.

    What will become of them after 11 July?

    Less one Minister and they can survive longer. Do we need so many Ministers?

    Sad, very sad indeed!

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  • rukidding:

    Must be those Dafts are Deaf too !

    They cannot hear Pappy….”Pang Pui” ( Fart )

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  • LIONS:

    Just cut the tax $$$ spent on FT-scholarSHIT N F1 n use it to help these elderly sgs; that would mean alot.

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  • Hor fun:

    And now all the welfare proponents will come out in full force.

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  • Fried The Hor Fun:

    Then waiting for what ?

    Elderly Singaporean not Singaporean?

    Elderly Singaporean did not contributing to building Singapore up to what it is today?

    Elderly Singaporean did not serve NS? or raised a sons that served NS? or have grandchildren in NS or about to go into NS?

    Can’t think or just plain ungrateful ?

    The 2011 survey found that one in four elderly persons had a monthly income of $500 or less, taking into account not just income from work but all possible sources such as the CPF, family and public assistance”

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    Hor fun:
    And now all the welfare proponents will come out in full force.

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  • oxygen:

    @ Hor fun

    THE ANTI-WELFARE LOBBY is just a mob of arrogantly dishonest loutish hypocrites – that is why they got farted on in the social media. Of course, Pravda Sinkieland & PAPpy IBs sing political correctness whilst letting it all out of obnoxious gas from their rear end exits.

    SHAMELESS LOT.

    Hor fun: And now all the welfare proponents will come out in full force.

    @ Fried the Hor Fun is dead right here. You can’t refute him , truths and reality, mate.

    Fried The Hor Fun: Then waiting for what ?
    Elderly Singaporean not Singaporean?
    Elderly Singaporean did not contributing to building Singapore up to what it is today?
    Elderly Singaporean did not serve NS? or raised a sons that served NS? or have grandchildren in NS or about to go into NS?
    Can’t think or just plain ungrateful ?
    The 2011 survey found that one in four elderly persons had a monthly income of $500 or less, taking into account not just income from work but all possible sources such as the CPF, family and public assistance”

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  • Taleban:

    You people must work until you die.
    He already set you an example. This man worked 2 jobs until he really cannot work anymore. Sick in hospital than finally died.
    He was none other than the deadly MM & MP (2 jobs)….

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  • Anon:

    @Hor Fun:
    ‘And now all the welfare proponents will come out in full force’

    Your time will come. You will be displaced by FT, struggle to find gainful employment in your middle-age and experience the escalating costs of becoming elderly, especially healthcare, whilst being unable to help yourself. Many I know in their late middle-age thought like you but are now having second thoughts.

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  • Hor fun:

    @ Anon

    We might end up like the UK then with rising social healthcare cost.

    People should take care of their own parents instead of expecting the government to do it.

    “One of the things that has struck me is no one ever questions that we look after our children – that is obvious. No one says that is a caring responsibility, it is what we do,” David Mowat, junior Health Minister said.

    The comments come as the Local Government Association, which represents more than 370 councils in England and Wales, claimed that the social care system was on the brink of collapse.

    Where is their Asian sense of respect and obligation of caring for their elderly parents?

    http://www2.tnp.sg/content/elderly-sporean-82-dumped-jb-he-among-other-older-singaporeans-abandoned-overseas

    Poor upbringing and not PAP is to be blamed for this.

    https://www.google.com/amp/s/amp.theguardian.com/society/2017/jan/31/take-care-of-your-elderly-mothers-and-fathers-says-tory-minister

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  • Fried The Hor Fun:

    “We” have not even begin social healthcare and you are talking about “end up” like UK ???

    If people are expected to take care of their government, then why shouldn’t the government take care of their people?

    If the government has no responsibility for the health of their people than what incentive do they have to ensure their current policies have no after and long term health impact on their people?

    And Malaysian NOT Asian ?

    “Takpe encik, semua warganegara layak.”

    http://www.theindependent.sg/msians-post-about-fathers-hospital-bill-touches-many/

    .
    .

    Hor fun:
    @ Anon

    We might end up like the UK then with rising social healthcare cost.

    People should take care of their own parents instead of expecting the government to do it.

    “One of the things that has struck me is no one ever questions that we look after our children – that is obvious. No one says that is a caring responsibility, it is what we do,” David Mowat, junior Health Minister said.

    The comments come as the Local Government Association, which represents more than 370 councils in England and Wales, claimed that the social care system was on the brink of collapse.

    Where is their Asian sense of respect and obligation of caring for their elderly parents?

    http://www2.tnp.sg/content/elderly-sporean-82-dumped-jb-he-among-other-older-singaporeans-abandoned-overseas

    Poor upbringing and not PAP is to be blamed for this.

    https://www.google.com/amp/s/amp.theguardian.com/society/2017/jan/31/take-care-of-your-elderly-mothers-and-fathers-says-tory-minister

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  • Anon:

    @Hor fun:

    The difference between Singapore and UK is that Singapore has substantial reserves which has accrued as a result of the sacrifices of the pioneer generation (some of which has been squandered already through unwise speculation. Think how many of the elderly could have benefitted from the5billion lost in UBS). UK on the other hand has ti borrow to fund healthcare and raking care of their elderly and even then they do not detract from doing so because that is the sense of moral obligation.

    I presume you are taking care of your elderly parents. That is well and good, but wait till you grow older And less employable or your business hits harder times, as it invariably will. How then will you continue to be a filial son/daughter?

    There is wisdom in these ‘older countries’. They’ve been through a lot of life and understand where and when the state is responsible and when the family should take responsibility. Dont forget the very system of wealth creation we rely upon came from this part of the world.

    Your brashness betrays a certain naivety about how life can pan out in the greater scheme of things. Sadly, as I sometimes say, ‘wisdom always comes too late for those who most need it’ Take it from someone who has seen much of life from a spectrum of experiences that most could not even begin to imagine.

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  • Rabble-rouser:

    Hor fun: And now all the welfare proponents will come out in full force.

    Hor fun: @ Anon
    We might end up like the UK then with rising social healthcare cost.
    People should take care of their own parents instead of expecting the government to do it.

    People like you who have a strong anti-welfarism attitude! – you have a very narrow view of the world & don’t have an magnanimous heart towards people. You’ve totally confused with either political means & political ends.
    Great statesmen used political means to achieve great power but with great power comes a great responsibility towards the people.
    And Great statesmen understand that! They used political means with which they achieve Great Power! Nelson Mandela of South Africa had fought against an unjust Apartheid system. He fought for his people in achieving racial equality & advocate for just treatment for the black people against a White racist system. He achieved Political Power through the people because he used the political means to do that. He was a Great Statesman!
    On the other hand, despots & authoritarian figures use politics for their own means ie. political ends. Robert Mugabe of Zimbabwe was a despot & dictator. He used his Black militia to displace the White Farmers from the land. In the process, he enriched himself but caused the whole country to fall into a Failed Economic State & his own Black people to suffer. His was a political end! A despot enriching himself at the expense of his own people.
    A great country cares for their own people! And social welfare programs are just one mechanism where social inequality & class difference are overcome. Most developed economies have a full ensemble of social welfare programs & equality stability programs to uplift less fortunate people to have a dignified living. Most of the developed economies that also have good welfare systems have very strong Economic base where Enterpreneurship & Emerging Industries are well-developed. Many of those enterpreneurs & industry leaders don’t quibble over social welfare programs because they themselves may have benefited from such programs in the past.
    President Obama once said, “You didn’t do that!” to Industrial leaders & to successful Entrepreneurs. He was referring to the social welfare programs which help people to elevate themselves & which benefited them.

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  • Rabble-rouser:

    Youtube of Obama’s “You didn’t built that” not “You didn’t do that!” Sorry.
    Link: https://www.youtube.com/watch?v=YKjPI6no5ng

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  • Anon:

    @ Hor fun:
    Indeed rising healthcare cost is a fact of every aging population including Singapore. Who funds it is the moot question.

    In UK the Universal healthcare system is a sacred institution, notwithstanding what some junior minister might say. No govt would seriously think of dismantling this institution. Its funding however has been severely affected by the austerity measures that were taken partly because of the over £100 billion spent in rescuing two large banks which were considered ‘too large to fail!’ That was the folly and greed of self-serving bankers for which the nation has had to pick up the tab and for which healthcare amongst others like education has suffered. A bit like the $5 billion GIC is purported to have lost in the UBS debacle. Again money that could have easily been used to take care of the needs of the elderly in Singapore.

    But the principle that the state should take care of the elderly both healthwise and welfare remains very much intact. And this even though UK has to resort to borrowing. It shows a commitment to some moral principles. Singapore, on the other hand has the luxury of reserves, accumulated I might add on the backs of the pioneer generation. And yet, it unconscionably refuses to use it to help those who built the nation. This is ingratitude of the highest order.

    I take it that you do or will take care of your elderly parents as a filial son/daughter. Fine, if you have a good job and have secure employment or if you have a thriving business and are doing well. But times change; good fortune can be followed by a misfortune. When your business founders, when an FT takes your job, how then do you propose to take care of your elderly parents; their living expenses their increasing visits to health centres, their hospitalization bills and operation costs? Even the so-called ‘co-payments’ cost money.

    Wisdom often comes too late especially to those who need it most. Do not be so short sighted about the future. The state exists to serve a primary function; taking care of its loyal citizens especially the very young, the old and the vulnerable. And they do this through redistributing wealth in a more equitable manner.

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  • Fried The Hor Fun:

    Even a “state” that is totally owned, can have better welfare for its people – http://www.expatfocus.com/expatriate-brunei-healthcare-medical

    Yet the people we hired and paid handsomely in astronomical proportion, to manage OUR state and to look after OUR money, can’t do anything remotely similar?

    Maybe they are out of touch with the ordinary people they suppose to serve?

    Maybe they should be paid like most ordinary people, so that “the spurs are stuck into their hide” ?

    Anon:

    Singapore, on the other hand has the luxury of reserves, accumulated I might add on the backs of the pioneer generation. And yet, it unconscionably refuses to use it to help those who built the nation.

    This is ingratitude of the highest order.

    The state exists to serve a primary function; taking care of its loyal citizens especially the very young, the old and the vulnerable. And they do this through redistributing wealth in a more equitable manner.

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  • Rabble-rouser:

    Anon: Singapore, on the other hand has the luxury of reserves, accumulated I might add on the backs of the pioneer generation. And yet, it unconscionably refuses to use it to help those who built the nation. This is ingratitude of the highest order.

    Anon: A bit like the $5 billion GIC is purported to have lost in the UBS debacle. Again money that could have easily been used to take care of the needs of the elderly in Singapore.

    The late LKY was a flawed & heartless character! He believed in a State-dominant economy managed by a core of Paramount Elites – a mix of Political Elites & Meritocratic Scholars. To him, the State was All-Paramount; the Elites at the top supported by a corp of Meritocratic Scholar were all that matter to this ‘One Man’s View of Economy’.
    On the other hand, people, to LKY, were simply just ‘Digits’ – the means to an Economic end! People were just dispensable resources which are replaceable. Just look at the callous attitude towards S’pore citizenry – the systematic displacement of native S’poreans & replacement with M’sian minorities given scholarship, bursary & jobs – ‘vote-banking’ exercises. And when that ran dry, (M’sia economy had improved; S’pore high cost of living a disincentive) PRC Chinese; India Indians (with CECA); Pinoys, etc were recruited next.
    His anti-welfarism attitude supported his ‘one man’s view of his own economy’. People were just a waste of resources under his own view of utopia. Welfare was just a waste of financial resources to spend on them.
    And this view apparently had been ingrained on ‘HOR FUN’.
    The mean nature of S’pore govt. is fast catching up with them. There is a stealth brain-drain as native & transient S’poreans are abandoning the S’pore Inc. The S’pore Economy is at the Financial crossroads – GLCs are being buffeted by Disruptive forces; SWFs had their pants pulled down (& exposing their s**ll geni***a) via bad investments; & S’pore Brick ‘N Mortar economy tethering on a knife’s edge. The present-day Economy is finely balanced on edge between a huge debt bubble on one end & an overvalued real estate asset market at the other. LKY’s Model Economy is clearly failing. The PAP govt mechanism is failing badly in the global market-place; the educational system in is systematic ruins; & PAP’s technocrats are failing at the market place.

    .

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